Independent insurance agency

Jenkins Insurance & Financial Services, Inc.

Offering customized insurance solutions to residents and businesses across Virginia & beyond.

about the company

A Full-Service, Independent Insurance Agency

Jenkins Insurance & Financial Services, a family-owned agency serving Harrisonburg and beyond since 1983, is your local solution for all your insurance needs. We take a proactive approach, anticipating challenges to ensure you and your loved ones are protected. Our knowledgeable agents simplify the process, helping you make informed decisions for affordable, customized coverage.

Jenkins Insurance & Financial Services, Inc

Helping Clients Since

Insurance Carriers

States Served

Insurance Coverages in Virginia

Explore the comprehensive insurance coverages available at Jenkins Insurance & Financial Services, Inc. Our knowledgeable team is here to answer any questions you might have and can provide free, personalized quotes for your specific needs.

Classic Car Insurance
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Watercraft Insurance
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Contractors Insurance
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Commercial Auto Insurance
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Farm Insurance
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BOP Insurance
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ACCESS TO CARRIERS

Our independent agency has access to numerous top-rated carriers. This allows us to efficiently compare policies and prices to find the best fit for your specific needs, whether you’re safeguarding your home, family, or business.

Meet the Carriers

Prioritizing Your Needs

Your unique needs, our customized solutions. Jenkins Insurance & Financial Services, Inc. helps you understand your options and find the right coverage.

Meet the Team

What our clients have to say…

The work I did with Jenkins Insurance covered multiple policies, for vehicles and residence, covering several autos and drivers, and was complex and multi-faceted. Tammy worked with me to make sure everything was in order and on time (even with changing deadlines).

Charles G, Google Review

Whenever we need to update our policy because of buying a new car or some other change Mackenzie has been efficient and even sent me copies of the new policy because it wasn’t convenient for me to get them online. Tammy checked our policies (home, auto, and umbrella) and applied a discount so we are paying less per month. Very good agency.

Ann S, Google Review

We have had Jenkins Insurance for years! They are always there to guide us the right plan and when we have a claim they make it as easy as possible.

Mary D, Google Review

FAQs

Have an insurance-related question? We have the answer. Check out these FAQs and contact us today for more information!

Should I package my home and auto insurance with the same carrier?Sarah2024-09-10T20:34:47+00:00

Should I package my home and auto insurance with the same carrier?

Yes. In fact, according to a study by J.D. Power, approximately 65% of homeowners choose to save on premiums by taking advantage of the discounts they get for bundling their home insurance with other policies, such as car insurance. By getting the auto and home insurance Harrisonburg, VA counts on from the same carrier, you can save money in the long run and make your communication more streamlined.

What does a personal umbrella policy cover?Sarah2024-09-10T20:34:47+00:00

What does a personal umbrella policy cover?

A personal umbrella policy covers extra liability over your auto and home liability coverages. For the home and auto insurance Harrisonburg, VA residents trust, contact us today.

How is the worker’s compensation premium calculated?Sarah2024-09-10T20:34:47+00:00

How is the worker’s compensation premium calculated?

Worker’s compensation premium is calculated using the worker’s payroll information. To find out more about worker’s compensation or our other services, such as home insurance in Harrisonburg, VA, give us a call today.

How much homeowner’s insurance should I have?Sarah2024-09-10T20:34:47+00:00

How much homeowner’s insurance should I have?

It can be hard to tell how much home insurance Harrisonburg, VA residents need, so we have a tool that will calculate it for you. Call us today to get started!

What is uninsured motorist coverage?Sarah2024-09-10T20:34:47+00:00

What is uninsured motorist coverage?

It is a type of auto insurance Harrisonburg, VA drivers get to cover themselves in case they get in an accident with a motorist who is uninsured or underinsured. Contact us today to learn more.

When do I file an auto insurance claim?Sarah2024-09-10T20:34:47+00:00

When do I file an auto insurance claim?

If you need to file a claim for your auto insurance in Harrisonburg, VA, contact our team right away. The sooner you file the claim, the better!

What does it mean to have full coverage?Sarah2024-09-10T20:34:47+00:00

What does it mean to have full coverage?

Having full coverage means you are covered to the limits of your policy minus your deductibles. Find out if you are fully covered with your auto and home insurance in Harrisonburg, VA by contacting us today.

Trusted, local insurance solutions in Virginia.

At Jenkins Insurance
& Financial Services, we’re not beholden to insurance companies – we’re committed to you.

As independent agents serving Virginia & beyond for over 40 years, we prioritize your needs, not theirs. We’ll work tirelessly to find the optimal value for your coverage, building long-term relationships built on trust and personalized service.

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